Contractor license & permit, bid, and performance & payment bonds

Who we are and how we help

Wexford Bonds is the surety bond brand of Wexford Insurance, LLC (NPN 19887690), an independent agency based in Greenwood, IN, led by founder Nate Jones, CPCU. We place contractor license & permit, bid, and performance & payment bonds in 48 states.

We place those bonds through a panel of 10 sureties: Liberty Mutual Surety, Travelers, Nationwide, RLI, Philadelphia, West Bend, Cincinnati, CNA, Old Republic, and Arch Insurance.

What a surety bond actually is

Every surety bond involves three parties: the principal (you), the obligee (the government body or project owner requiring the bond), and the surety (who backs the guarantee). The bond is not insurance for you — it protects the obligee and the public, and you remain responsible to the surety for any valid claim. Knowing exactly which obligee requires which bond, and at what amount, is the whole job — and it is what our state and bond pages are built to answer.

Bonds we write

• Contractor License & Permit Bonds

  Required by a state board, county, or city before you can hold a license or pull a permit. Instant online issuance.

• Bid Bonds

  Backs your bid on a public or private project, guaranteeing you will enter the contract if selected. Instant online issuance.

• Performance & Payment Bonds

  Guarantees you complete the contract and pay your subs and suppliers. Financially underwritten — start with a conversation.

How to get bonded

For license, permit, and bid bonds, get your bond online — confirm the bond, amount, and obligee, and most are issued in one sitting. Performance and payment bonds are financially underwritten, so those start with a conversation: call 317-942-0549 and a licensed producer will walk you through it.

Frequently asked questions

What is a surety bond?

A surety bond is a three-party guarantee. You (the principal) post the bond so that an obligee — a state board, county, or city — has recourse if you fail to meet the rule or contract the bond covers. The surety stands behind that guarantee, and you remain responsible to repay the surety for any valid claim.

Is a surety bond the same as insurance?

No. Insurance protects you. A surety bond protects the obligee and the public. If a claim is paid on your bond, you reimburse the surety. That is why bonding decisions look at your credit and track record.

How do I get a contractor license or permit bond?

For license, permit, and bid bonds you can get bonded online through our issuance portal — most are issued in a single sitting once you confirm the bond, amount, and obligee. You can also call a producer if you would rather have help.

Which states does Wexford Bonds write bonds in?

Wexford Bonds is part of Wexford Insurance, LLC, licensed in 48 states — every U.S. state except Hawaii and Alaska. We are building out obligee-level bond pages state by state.

What does a bond cost?

You do not pay the full bond amount. You pay a premium that is a fraction of the bond’s penal sum, set by the bond type and your credit. Because that fraction varies, we quote it from the live program rather than publishing a number that would go stale.

Can I get a performance and payment bond online?

Performance and payment bonds are financially underwritten — the surety reviews financials and the contract — so they start with a conversation rather than an instant-issue button. Contact a producer and we will walk you through it.